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A walkway beside a calm lake in Lakeland with palm and oak trees

Sell your house in Lakeland, FL, for cash

Sell your Lakeland house as it is, with one written offer and a date you choose.

Call or text (813) 729-8998

Last updated November 8, 2026

  • Offer in 24 hours
  • Close in 7 to 35 days
  • No fees. No repairs.

BIMINIO buys houses in Lakeland, between Tampa and Orlando. Inherited houses, rentals, houses that need repairs, or a house you want sold.

You get a firm number in writing within 24 hours, with the comparable sales we used attached. A licensed title company handles the closing.

In short

  • We buy Lakeland houses as they are, from inherited houses to rentals with tenants.
  • A firm written offer within 24 hours, with the comparable sales attached.
  • Florida law asks for written disclosures when you sell during an open code case.
  • Polk County foreclosure sales are held online. Call us as soon as a sale date is set.

Three steps. One fresh start.

  1. Tell us about the house

    Fill out the form or call. We look up the property and call you back within one business hour.

  2. Get a written cash offer

    Within 24 hours you get a firm number in writing, with the comparable sales we used attached. No pressure.

  3. Close when you want, get paid

    Pick any closing date from 7 to 35 days. A licensed title company handles the paperwork. We pay the closing costs.

Selling a house in Lakeland

BIMINIO buys houses in Lakeland, in Polk County, between Tampa and Orlando. Inherited houses, rentals, houses that need repairs, or a house you want sold. You leave what you do not want to take, and you skip repairs, cleaning, showings and commissions.

What we buy in Lakeland

We buy property that comes with its own land. Condos, villas, townhouses, mobile homes and homes in 55+ communities fall outside what we buy.

  • Single-family houses in any condition
  • Duplexes to fourplexes
  • Rentals with tenants in place
  • Inherited houses and houses in probate
  • Houses with code cases or liens
  • Vacant or damaged houses

Your offer, in writing

Your written offer comes with the comparable sales we used, so you can check the number. The guides below explain how the number is worked out and what happens at closing.

How a cash offer is worked out →What happens at closing →

Polk County offices you may deal with

Two county offices matter most when a Lakeland owner sells.

OfficeWhat it does for you
Polk County Property AppraiserYour property's official record and assessed value. It also runs property and sales searches.
Polk County ClerkCourt cases, including foreclosure. All Polk County foreclosure sales are held online through RealAuction.

Selling with an open code case

Florida Statutes section 162.06(5) covers a sale while a code enforcement case is open. The seller must give the buyer written disclosures before the transfer, and tell the code official within 5 days after it. Skipping the disclosures creates a presumption of fraud that the seller would have to disprove.

Section 162.09 sets the daily fines. The limit is $250 a day for a first violation and $500 a day for a repeat violation. A county or city of 50,000 people or more may adopt higher limits, up to $1,000 and $5,000 a day. A fine keeps adding up until the property complies or a court enters a judgment.

We buy houses with open cases. You give the disclosures, the title company finds the recorded liens, and they are paid from the sale at closing. Ask the code office for your case number and current amount before you call us, and we can work the numbers on the first call.

Selling a house with code violations in Florida →Code violations or liens →

Selling a Lakeland rental

You can sell a rental with the tenants in place. We make the offer with the leases as they are.

If you want the house empty, Florida Statutes section 83.57 says a month-to-month lease ends with at least 30 days' written notice before the end of a monthly period. For a visit, section 83.53 says a tenant may not refuse entry without good reason when the landlord shows the unit to a buyer.

Selling a rented house: tenant notice →

Foreclosure in Polk County

A federal rule, 12 CFR 1024.41(f), says the company that collects your mortgage may not start foreclosure until the loan is more than 120 days behind, with some exceptions.

Once a Florida court orders a sale, the Polk County Clerk holds it online. Florida Statutes section 45.0315 lets you stop the sale by paying what the judgment says, up to the clerk filing the certificate of sale, or the time set in the judgment if that is later. A sale of the house can raise that money. If an auction brings in more than what is owed, section 45.032 covers how the extra, called surplus, is claimed.

Florida foreclosure: selling before the sale →Behind on payments: the 120-day rule →

HOA houses

If your house is in a homeowners association, the title company asks it for an estoppel certificate, which lists what the owner owes. Florida Statutes section 720.30851 gives the HOA 10 business days to issue it and caps the base fee at $250, with set extra amounts for a rush or when the owner is behind. If the HOA is late, it may not charge for the certificate.

HOA estoppel fees in Florida and Arizona →

Inherited houses, flood forms and homestead

Probate decides who owns an inherited house and who can sign the deed. Florida Statutes section 735.201 allows the shorter summary administration for a Florida estate worth $150,000 or less, after property creditors cannot reach, or when the owner died more than 2 years ago.

Section 689.302 asks the seller of a home to give the buyer a flood disclosure at or before signing the contract. Section 193.155 limits the yearly rise in a homestead's assessed value, and after a sale the house is assessed at full value as of the next January 1.

Selling an inherited house in Florida →Property taxes when you sell →

Florida rules worth knowing before you sell

  • Nov 1

    Property taxes due

    Florida property taxes are due on November 1 each year. They become delinquent on April 1 of the next year, or 60 days after the tax notice is mailed if that is later.

    Florida Statutes, section 197.333 ↗

  • 4%

    Discount for paying early

    Paying early earns a discount: 4 percent in November, 3 percent in December, 2 percent in January and 1 percent in February.

    Florida Statutes, section 197.162 ↗

  • 70¢

    Deed tax for each $100

    Florida charges a tax on deeds of 70 cents for each $100 of the price. In a sale to BIMINIO we pay the closing costs.

    Florida Statutes, section 201.02 ↗

  • Closing day

    This year's unpaid taxes

    Unpaid taxes for the current year are settled at closing by the title company, from the sale.

This is general information. BIMINIO does not give legal, tax or financial advice.

What sellers say

“Working with the Biminio team was the best experience I had. They honoured their promise and closed on my house fast, exactly when I needed them”
Marc LondonMarc London
“They are very friendly and professional. They really listen and care. With creative solutions they helped us navigate through the selling of our house. Stress free and on schedule”
Agnes KotAgnes Kot
“Highly recommended. It was a great pleasure working with Biminio. They deliver on their promises, and I had the cash for my next project in my bank account in the shortest time possible”
Mike NikMike Nik

BIMINIO chose these stories. Each one is one seller's own experience. Your offer, price and closing date depend on your house and its ownership papers.

Selling in Lakeland: questions

Can I sell my Lakeland house with an open code case?

Yes. Florida Statutes section 162.06(5) asks you to give the buyer written disclosures before the sale and to tell the code official within 5 days after. BIMINIO buys as is, and the title company finds recorded liens and pays them from the sale at closing.

How high can Florida code fines go?

Section 162.09 allows up to $250 a day for a first violation and $500 a day for a repeat one, or up to $1,000 and $5,000 where a county or city of 50,000 or more has adopted higher limits. BIMINIO gives no legal advice, so check your own notice for the amounts that apply to you.

Where are Polk County foreclosure sales held?

Polk County foreclosure sales are held online, through RealAuction. The Polk County Clerk's foreclosure sales page links to the sale site. If your house has a sale date, call BIMINIO and we will send a written cash offer within 24 hours, with a closing date you pick from 7 to 35 days out.

How long does an HOA have to send the estoppel certificate?

A homeowners' association has 10 business days from the request to send the estoppel certificate, under Florida Statutes section 720.30851. An estoppel certificate is the paper that shows what you owe the association. Ask for it early, so it does not slow your closing. BIMINIO gives no legal advice.

Which Polk County office has the official record of my Lakeland house?

The Polk County Property Appraiser holds the official record of your property and its assessed value, and it runs property and sales searches. The Polk County Clerk holds court cases, including foreclosure. Look up your own parcel first, so you know the owner names and the assessed value before you ask BIMINIO for a written cash offer within 24 hours.

When can my lender start a foreclosure on my Lakeland house?

A federal rule, 12 CFR 1024.41(f), says the company that collects your mortgage may not start a foreclosure until the loan is more than 120 days behind, with some exceptions. Ask your lender which exception applies to you. BIMINIO gives no legal advice, but we can send a written cash offer within 24 hours so you can compare a sale with your other choices.

Can I stop a Polk County foreclosure sale by selling the house?

Yes, if the sale pays what the judgment says. Florida Statutes section 45.0315 lets you stop a sale by paying that amount, up to the time the Polk County Clerk files the certificate of sale, or the time set in the judgment if that is later. A sale of the house can raise that money. BIMINIO gives no legal advice, so ask a lawyer about your case.

Can I end a month-to-month lease before I sell my Lakeland rental?

Yes. Florida Statutes section 83.57 says a month-to-month lease ends with at least 30 days' written notice before the end of a monthly period. For a visit, section 83.53 says a tenant may not refuse entry without good reason when the landlord shows the unit to a buyer. BIMINIO also buys Lakeland rentals with the tenants in place, using the leases as they are.

Any situation

See every situation

Other places we buy

Sources

Get your Lakeland cash offer

A written offer within 24 hours. No fees, no repairs, no obligation.

Call or text (813) 729-8998