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Selling a house in Florida and Arizona, in plain words

Plain answers for homeowners in Florida and Arizona: selling for cash, selling as is, closing costs, timing, and what to expect.

A street of matching stucco houses with tile roofs and trimmed lawns in an Orlando neighborhood on a sunny day

Closing · November 13, 2026

HOA papers and fees when you sell in Florida or Arizona

A Florida HOA must issue an estoppel certificate within 10 business days. An Arizona HOA must deliver its resale papers within 10 days and may charge no more than $400 in total. What each state allows.

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  1. A Miami house with faded paint, a cracked driveway and an overgrown yard on a sunny daySelling as is · November 12, 2026Selling a house with code violations in Florida: what you must tell the buyerIf you sell a Florida house while a code enforcement case is open, the law requires written disclosures to the buyer before the sale, and a notice to the code office within 5 days after.
  2. A one-storey house with a carport and flowering shrubs in Lakeland, Florida, on a sunny dayInherited homes · November 11, 2026Inherited a house with a reverse mortgage? The 30-day notice and your choicesWhen the last borrower on an FHA reverse mortgage dies, the lender sends a due and payable notice and gives the heirs 30 days to choose what to do. Heirs are not personally liable for the loan.
  3. An older one-storey brick house in Glendale, Arizona, with a citrus tree and gravel yard under a blue skyInherited homes · November 10, 2026Selling an inherited house in Arizona: beneficiary deeds, the $300,000 affidavit and probateIn Arizona, heirs may skip probate for a house worth $300,000 or less after liens, using a court affidavit filed at least 6 months after the death. A recorded beneficiary deed can skip it too.
  4. An older one-storey Florida block house with a palm tree and a carport on a sunny dayInherited homes · November 9, 2026Selling an inherited house in Florida: probate, the $150,000 limit and creditor datesFlorida offers a shorter probate, called summary administration, when the estate is worth $150,000 or less or the owner died more than 2 years ago. What that means for selling a house you inherited.
  5. A quiet suburban street of one-storey houses with green lawns and palm trees on a sunny dayForeclosure · November 8, 2026Behind on mortgage payments? What the 120-day rule gives youA federal rule says the company that collects your mortgage may not start foreclosure until the loan is more than 120 days behind. Here is how to use those months in Florida or Arizona.
  6. A single-storey stucco house in Phoenix with a gravel front yard and desert plants under a clear skyForeclosure · November 7, 2026Arizona trustee's sale: the 91-day timeline and how to sell before itWhen an Arizona lender forecloses through a trustee's sale, the sale cannot happen sooner than the 91st day after the notice of sale is recorded, and you can catch up on the loan until 5:00 p.m. on the last business day before it.
  7. A one-storey Florida house with a palm tree and a long lawn on a sunny dayForeclosure · November 6, 2026Facing foreclosure in Florida: you can still sell before the sale dateFlorida law lets an owner stop a foreclosure sale by paying what the judgment says, up to the time the clerk files the certificate of sale. Selling the house first is one way to raise that money.
  8. A single-storey Arizona stucco house with a tile roof, a saguaro cactus and a gravel front yardLandlords · November 5, 2026Selling a rented house in Florida or Arizona: tenants, notice and showingsArizona law asks a landlord for at least two days' notice before entering. Florida asks a tenant not to refuse entry for showings without good reason. What both mean when you sell a rental.
  9. A Florida stucco house with a blue tarp on part of the roof and palm fronds on the lawn after a stormSelling as is · November 4, 2026Storm damage in Florida: the claim deadlines to know before you sellFlorida law gives you 1 year from the date of loss to report a new property insurance claim, and 18 months for a supplemental claim. Settle the claim before you sell a damaged house.

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