Selling for cash · November 15, 2026 · 6 min read

How fast can you sell your house for cash? A day-by-day timeline

Published by BIMINIO Properties, a company that buys houses for cash in Florida and Arizona.

Scheduled for November 15, 2026.

A set of house keys on a white stone kitchen counter in a bright, empty kitchen

You may need to sell for a move, a job, a family change or a bill that will not wait. Or you may just want it done. Either way, the first question is the same: how long will it take?

Below is the timeline for a sale to BIMINIO in Florida or Arizona, step by step, with the parts that move faster or slower.

The timeline at a glance

When	What happens
Minute 1	You send the form or call. You get a text back within a minute.
Hour 1	A real person calls you, asks about the house, and answers your questions.
Within 24 hours	You get a written cash offer, with the comparable sales we used and proof of funds.
The day you accept	You sign the purchase agreement. The earnest deposit goes to a licensed title company.
A day you choose	One building inspection, under 30 minutes.
Days 1 to 35	The title company searches the title, orders payoff letters and prepares the closing statement.
Closing day, 7 to 35 days out	You sign. The title company pays your loan and liens and sends you the rest.

Step 1: tell us about the house

Fill out the form or call. We look up the property and call you back. We ask a few questions about the house and the date you would like to close.

You do not need to clean, take photos or fix anything first.

Step 2: the written offer, within 24 hours

The offer is a firm number in writing. It comes with:

the comparable sales we used, so you can check how we got there,
proof of funds, a bank letter that shows we can pay,
the closing date range, 7 to 35 days, with the date left to you.

Our pricing system reads the photos, the permits and nearby sales, and then a person reviews the number. Our founder is a trained architect, and the repair budget behind the offer comes from a real scope of work.

A cash offer is below full market value. In return, you skip repairs, commissions, showings and the risk that a buyer's loan is turned down. There is no obligation to accept.

Want to see your number first? A written cash offer comes within 24 hours, with the comparable sales we used. There is no cost and no obligation.

Call or text (813) 729-8998

Step 3: accept, and the title company starts

Once both sides sign the purchase agreement, the earnest deposit goes to a licensed title company. It is a neutral party between you and us. It:

searches the public records for loans, liens and the names on the title,
asks each lender for a payoff letter, the exact amount to close the loan on closing day,
prepares the closing statement, which lists the price, every payoff and the amount you receive.

After you accept, there is one building inspection. It takes under 30 minutes, at a time you choose. There are no showings, and the price in the written offer is the price at closing.

Step 4: closing day

You sign the deed and the other papers at the title company, or the title company plans a signing where you are. It records the deed with the county, pays your lender and any liens from the sale, and sends you the rest. We pay the closing costs, and there are no commissions.

Leave anything you do not want in the house.

Papers the law adds to every sale

Each state adds one required paper to a sale.

Florida: the radon notice. Florida Statutes section 404.056(5) says a notice about radon gas must be on at least one document signed at or before the contract to sell any building. It tells the buyer that radon has been found in buildings in Florida and that the county health department has more information.

Arizona: the affidavit of legal value. Arizona Revised Statutes section 11-1133 says each deed must have an affidavit attached when it is recorded, signed by the seller and the buyer or their agents. It lists the names and addresses of both sides, the legal description and address of the property, the date of sale, the price, how the purchase was paid for, and whether the house will be owner occupied or rented.

What to have ready on the first call

The loan numbers and lender contacts for each mortgage or home equity loan.
The HOA's name, if there is one.
Leases and deposit records, if the house is rented.
Probate papers, a death certificate or divorce papers, if they affect who owns the house.
Any letters about code cases, liens or insurance claims.

The title company asks for these in any case. Having them ready on day one lets it order payoff letters and HOA papers right away.

What makes it faster, and what slows it down

Faster:

One owner, or all owners easy to reach.
Loan numbers and lender contacts ready on the first call.
No open probate, divorce or code case.

Slower:

An owner on the title who has died or cannot be reached. See our posts on inherited houses in Florida and Arizona.
Liens or code fines. See selling with code violations in Florida.
HOA papers, which have their own deadlines. See HOA papers and fees.
A late payoff letter from a lender.

Tell us about any of these on the first call. Most delays come from paperwork, and starting early is the best fix.

Compare with listing

A listing adds steps before a buyer even signs: repairs, photos, showings and price changes. After that comes the buyer's loan, the appraisal and the inspection, and any of those can end the deal. Our guide on cash offer or listing compares the costs line by line, and the net proceeds calculator shows what you would keep each way.

We buy houses in Tampa, Miami, Orlando, Lakeland, Phoenix and Glendale, in any condition. If you want to know your number today, send the form. You can decide after you see it.

Thinking about selling? BIMINIO buys houses in Florida and Arizona as is. A written offer comes within 24 hours, and you pick the closing date.

Sources

Florida Statutes (2026), section 404.056: radon gas notice, read November 8, 2026
Arizona Revised Statutes, section 11-1133: affidavit of legal value, read November 8, 2026

Situations this helps with

Guides

This post is general information. BIMINIO does not give legal, tax or financial advice.

Questions and answers

How fast can I sell my house for cash?

A sale to BIMINIO in Florida or Arizona can close in as few as 7 days after you accept, once the title company clears the paperwork, or up to 35 days out if you need more time. You pick the closing date. Liens, probate papers or an owner who cannot be reached can make a closing take longer.

How fast will I get an offer?

You get a text within a minute of sending the form and a call within the hour, 7 days a week. BIMINIO's written cash offer comes within 24 hours, with the comparable sales we used and proof of funds, which is a bank letter. There is no obligation to accept the offer.

What can delay a cash closing?

Most delays come from paperwork. Liens, probate papers, an owner on the title who cannot be reached, a late payoff letter from a lender and missing HOA papers can each move a closing date. Tell BIMINIO about any of them on the first call, so the title company can start early.

Do I have to repair or clean the house before closing?

No. BIMINIO buys houses as is, so you do not repair, clean or stage anything before closing. Leave the house as it is, including anything you do not want to take with you. After you accept the offer, there is one building inspection of under 30 minutes, at a time you choose.

Is a cash offer lower than market value?

Yes. A cash offer is below full market value, and BIMINIO says so up front. In return you skip repairs, commissions, showings and the wait for a buyer's loan, which can be turned down. BIMINIO pays the closing costs, and the price in the written offer is the price at closing.

When do I get paid?

You get paid at closing. The title company pays your loan and any liens from the sale and sends you the rest, by wire or check. Ask the title company how and when it pays, and confirm wire details by phone with a number you already know. Never trust new bank details sent by email.

What is the Florida radon notice in a home sale?

Florida Statutes section 404.056(5) requires a radon gas notice on at least one document signed at or before a contract to sell any building. The notice says radon has been found in buildings in Florida and that the county health department has more information. The title company or the contract usually carries it.

What is the Arizona affidavit of legal value?

Arizona Revised Statutes section 11-1133 requires an affidavit, signed by the seller and the buyer or their agents, to be attached to each deed when it is recorded. It lists the names and addresses of both sides, the property, the date of sale, the price and how the purchase was paid for.

Do I need to be at the closing in person?

Not always. You can sign at the title company's office, or the title company can plan a signing where you are. Every owner on the title usually needs to sign. Tell BIMINIO early if you will be out of town, so the signing can be planned before your closing date.

Can the price change after the inspection?

No. The price in BIMINIO's written offer is the price at closing. After you accept, there is one building inspection of under 30 minutes, at a time you choose, and no new number on signing day. There are no showings. Tell us about leaks, liens or tenants on the first call.